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Facts + Statistics: Homeowners and renters insurance
September 23, 2025

... Commissioners , the latest data available. The average renters insurance premium rose by 0.6 percent in 2022 breaking seven consecutive annual declines.  Home inventories According to a 2023 Triple-I/Munich Re Consumer Survey ...


Lightning coverage and safety
November 6, 2025

How to keep yourself, your home and your belongings safe from lightning Español Lightning and insurance Standard homeowners , renters, and business insurance  policies generally cover damage caused ... than to have to deal with the consequences. Protect your home by installing a lightning protection system A lightning protection ...


12 Ways to Lower Your Homeowners ̽»¨¾«Ñ¡ Costs
November 3, 2025

... 10 to 25 percent, depending on your location, insurer, and home value. Also note: if you live in a disaster-prone area, your policy may ... discount when you have your auto policy and homeowners (or renters/condo) policy with the same company. Bundling can provide meaningful ...


Wildfires: insurance and recovery resources
September 2, 2020

... And if you have evacuated, it might not be safe to go back home. The following articles provide information and guidance to keep you and ... by fire and smoke is covered under standard homeowners, renters and business owners insurance policies and under the optional ...


̽»¨¾«Ñ¡ for wildfires
September 9, 2025

... make sure to take appropriate measures to protect your home against these catastrophically destructive events. However, as it's ... Your belongings – A homeowners or renters policy also insures your belongings for loss or damage. In addition, ...


Spotlight on: Dog bite liability
July 17, 2025

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Media Advisory: Triple-I Statement on Recent Flooding in Texas Hill Country
July 10, 2025

... common misconception is that standard homeowners, condo and renters insurance covers flood damage. It generally does not. Flood ... FEMA’s Risk Rating 2.0 more accurately reflects each home’s unique flood risk through updated underwriting and pricing ...


Triple-I: Lightning Caused $1.04B in US Homeowners Claim Payouts in 2024; Frequency Drops 21.5% Year-Over-Year
June 20, 2025

... such as fire, is covered by standard homeowners, condo, renters and business insurance policies.  Some homeowners policies provide ... 100 times per second. “Whether it’s a family home or a mission-critical facility, no property is immune to lightning," said ...


Spotlight on: Flood insurance
June 5, 2025

... There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is ... a provision in Biggert-Waters that removed a subsidy once a home was sold. People who purchased homes after Biggert-Waters became law will ...


Triple-I: P/C Insurers Are Financial First Responders Helping Customers Recover from Severe Tornado Outbreak
May 20, 2025

... is covered under  standard homeowners , condo ,  renters and business insurance policies, as well as the optional ... until you meet with an insurance adjuster. If you have a  home inventory , it will make the claims-filing process easier. Hold ...